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	<title>Newsletters Archives - Irwin Insolvency</title>
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		<title>What is an insolvency proceeding?</title>
		<link>https://www.irwin-insolvency.co.uk/what-is-an-insolvency-proceeding/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Fri, 12 Jul 2019 14:10:37 +0000</pubDate>
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		<guid isPermaLink="false">https://www.irwin-insolvency.co.uk/?p=1274</guid>

					<description><![CDATA[An insolvency proceeding is a process taken when an organisation or individual are no longer able to meet their financial obligations and pay their creditors when debts are due. Insolvency proceedings usually take place after less formal arrangements have failed and can be the result of bad financial management, changing market trends, heightened expenses and reduced income. Compulsory and voluntary liquidations Insolvency proceedings can begin if the debtor company owe more than £750 and are not disputing the debt. This process is known as compulsory liquidation and will normally start when a statutory demand is issued against you. A winding-up petition will then follow. If creditors are successful, your business will be closed as a result and will disappear from the register in around 8-12 weeks. You may decide voluntary liquidation is right for you if you [&#8230;]]]></description>
		
		
		
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		<title>Irwin Insolvency Practitioners</title>
		<link>https://www.irwin-insolvency.co.uk/irwin-insolvency-practitioners/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Tue, 21 Mar 2017 10:07:56 +0000</pubDate>
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		<guid isPermaLink="false">https://www.irwin-insolvency.co.uk/?p=1242</guid>

					<description><![CDATA[Irwin &#38; Company is a specialist firm of licensed insolvency practitioners based in the West Midlands. We provide proactive, forward-thinking solutions to businesses and individuals facing financial difficulties throughout the West Midlands, England and the United Kingdom. With offices situated around the UK, we help to guide those in financial difficulties through the maze of legal, practical and technical issues, offering clear, impartial, unambiguous advice so you can get your personal life and your business back on track. What Is an Insolvency Practitioner? Insolvency is a situation where an individual or company can’t pay what they owe on time, or their debts are greater than the value of their assets. The Insolvency Act 1986 sets out the formal legal processes for people and companies that are insolvent. An insolvency practitioner (IP) is licensed and authorised [&#8230;]]]></description>
		
		
		
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		<title>Top 10 Reasons People Go Bankrupt</title>
		<link>https://www.irwin-insolvency.co.uk/top-10-reasons-people-go-bankrupt/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Mon, 06 Mar 2017 10:19:20 +0000</pubDate>
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		<guid isPermaLink="false">https://www.irwin-insolvency.co.uk/?p=1236</guid>

					<description><![CDATA[Bankruptcy is more common than people think, especially in this ‘age of austerity’. Some of the most common reasons, listed here, show how it could happen to anyone. Sickness Illness and injury can’t be predicted unfortunately, and can happen at any time. Time off work without pay can lead to bankruptcy alarmingly quickly. A Pay Cut Employees at a business of any size can find their income suddenly reduced, leaving them struggling to maintain a lifestyle they could previously comfortably afford. Redundancy Worse than a pay cut is outright redundancy. Without savings in the bank, a gap in income can easily leave people facing huge debts they’re unable to pay. Credit Card Debt It’s all too easy to tell ourselves we’re not really racking up debt when we put it on plastic, but not paying [&#8230;]]]></description>
		
		
		
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		<title>July 2014 Newsletter</title>
		<link>https://www.irwin-insolvency.co.uk/july-2014-newsletter/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Mon, 14 Jul 2014 10:47:36 +0000</pubDate>
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		<title>June 2014 Newsletter</title>
		<link>https://www.irwin-insolvency.co.uk/june-2014-newsletter/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Sat, 14 Jun 2014 10:45:15 +0000</pubDate>
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		<guid isPermaLink="false">http://irw04.aqueousdev.co.uk/?p=932</guid>

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		<title>April Newsletter 2014</title>
		<link>https://www.irwin-insolvency.co.uk/april-newsletter-2014/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Mon, 14 Apr 2014 10:43:34 +0000</pubDate>
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		<guid isPermaLink="false">http://irw04.aqueousdev.co.uk/?p=928</guid>

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