<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>IVA Archives - Irwin Insolvency</title>
	<atom:link href="https://www.irwin-insolvency.co.uk/tag/iva/feed/" rel="self" type="application/rss+xml" />
	<link>https://www.irwin-insolvency.co.uk/tag/iva/</link>
	<description>Licenced Insolvency Practitioners In The UK</description>
	<lastBuildDate>Fri, 25 Jul 2025 12:36:26 +0000</lastBuildDate>
	<language>en-GB</language>
	<sy:updatePeriod>
	hourly	</sy:updatePeriod>
	<sy:updateFrequency>
	1	</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.8.2</generator>

<image>
	<url>https://www.irwin-insolvency.co.uk/wp-content/uploads/irwin-favicon-150x150.png</url>
	<title>IVA Archives - Irwin Insolvency</title>
	<link>https://www.irwin-insolvency.co.uk/tag/iva/</link>
	<width>32</width>
	<height>32</height>
</image> 
	<item>
		<title>Benefits of Individual Voluntary Agreement (IVA)</title>
		<link>https://www.irwin-insolvency.co.uk/benefits-individual-voluntary-agreement/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Fri, 24 Jan 2025 15:21:30 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[IVA]]></category>
		<guid isPermaLink="false">https://www.irwin-insolvency.co.uk/?p=3065</guid>

					<description><![CDATA[If you&#8217;re facing serious debt problems and want to avoid bankruptcy, an Individual Voluntary Arrangement (IVA) could be a practical and legally binding solution. IVAs offer structured debt relief while allowing you to retain some control over your finances. Here&#8217;s what you need to know about the benefits—and some key considerations—of entering into an IVA. What Is an IVA? An Individual Voluntary Arrangement is a formal agreement between you and your creditors to repay a portion of your debts over a set period—typically five to six years. Arranged and managed by a licensed Insolvency Practitioner (IP), the IVA allows you to make affordable monthly payments based on your income and expenditure. Key Benefits of an IVA 1. Legal Protection from Creditors All interest and charges on your debts are frozen. Creditors can no longer pursue [&#8230;]]]></description>
		
		
		
			</item>
		<item>
		<title>What Is an IVA?</title>
		<link>https://www.irwin-insolvency.co.uk/what-is-an-iva/</link>
		
		<dc:creator><![CDATA[Gerald Irwin]]></dc:creator>
		<pubDate>Mon, 25 Sep 2017 14:54:51 +0000</pubDate>
				<category><![CDATA[Blog]]></category>
		<category><![CDATA[IVA]]></category>
		<category><![CDATA[WHAT IS]]></category>
		<guid isPermaLink="false">https://www.irwin-insolvency.co.uk/?p=1406</guid>

					<description><![CDATA[An individual voluntary arrangement (IVA) is an agreement made with creditors by somebody who’s in debt, in order to pay off all or a portion of the money they owe. It’s a formal legal agreement that’s approved by a court, binding the creditors to accept it. The IVA works on the premise that for those who have serious debt issues, the creditors will be happy to accept a portion of the money owed in lieu of the full amount. For the applicant, it represents a fairly flexible means of dealing with debt problems in a controlled and manageable way whilst removing the immediate pressure of bailiff action. An IVA must be set up by a qualified insolvency practitioner, and will involve paying regular amounts of money to the creditors through the insolvency practitioner as an [&#8230;]]]></description>
		
		
		
			</item>
	</channel>
</rss>
